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18 Jul 2019


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Kind regards,

Happy New Year to all our visitors, Admins and investors. 

As the most festive season of the year has ended, I offer you my sincerest wishes for a happy, healthy, and prosperous new year to you and to those near and dear to you. May the years that lie ahead bring satisfaction and happiness in all aspects of your life.

It is indeed with gratitude that I look back upon the past year and thank you for your support and trust in allowing me to continue to serve you.

What is HYIP? 



High Yield Investment Program, also known as HYIP, is a type of investment program that yields high interest rates ranging from 5% to as much as 250% per month making it the top investment program. HYIPs accept investments that are as small as $10 and claims that they can provide high interest rates.



How do HIYPs work?



All transactions of HYIPs are done over the internet. HYIPs utilize a lot of strategizing in order to yield the high interest rates that were promised to the investors. The money is placed on various investments such as capital management, metal trading, sport exchange, sport betting and forex trading. The irony of it is that some HYIPs also place an investment on other HYIPs. HYIPs use E-gold in their transactions because it offers the most convenient payment system. E-gold suits best HYIPs because it has a feature that allows easy withdrawal of money making it a good option for completing online transactions. Moreover, E-gold is accepted all over the globe. Another factor that addresses the need of HYIP investors. 


What is a HYIP scam? 


It follows normal logic that you need to invest your money somewhere for it to earn interest. If you just keep your money, then it wouldn’t earn any interest. This is the simple idea behind every HYIP scam. HYIP scams will usually never place the money that they get from investors to investments so it will earn interest. 


What are the risks of HYIP? 


High yield programs usually involve high risks. HYIPs are not exemptions. Most HYIPs are short-lived and are just Ponzi schemes. Ponzi schems refer to HYIP scams. HYIPs that are short-lived are scams or Ponzi schemes. These schemes appear very attractive because of the promise for high interests. Ponzi schemes do not have revenues because the money collected from investors were not really investments. As mentioned earlier, money not invested will not earn revenue. Investors were paid by money collected from another group of investors who placed their money to generate interest. The lifespan of every Ponzi will deppend on how long the HYIP is able to recruit new investors. The moment new membership stops, the Ponzi dies. 

What’s the conclusion? 

HYIP can prove to be profitable; however, be very careful if you're interested in this type of investing opportunity. On one end, it can prove to be very lucrative. On the other end, it can lead to big losses. 

If you are really serious in being involved in a HYIP, make sure you do your homework well. Conduct a thorough research about the company you are getting involved in. Find out the operations of a HYIP and how your investment will get the promised interest rate so you will not be sorry.

18 Jul 2019

Due Diligence

What is Due Diligence? 

Due Diligence (DD) is a process whereby an investor investigates the attractiveness of an opportunity and assesses the quality of the management team and the key risks associated with the opportunity. It is a Way of verifying the validity of a particular program’s real investment opportunities. It helps to discover everything about particular program’s real investment opportunity before you invest your money. Due diligence is probably the most critical stage in investment. It is a complete investigation and review of the investment opportunity. 

When to Start the Due Diligence? 

The investigation process begins the moment opportunity becomes of interest to you. Your goal is to make certain that you uncover everything about a particular program’s real investment opportunities before you invest in it. You don’t have to meet the company’s staff or even visit the business for your research to begin. The Internet is an incredible tool that will allow you to investigate the validity of a particular program. Here are Due Diligence steps to follow before investing in any program: 

1. Check out a program’s website 

The first step you should do is to check out a program’s website. Carefully investigate its website design. Some of the things you will see on scammer’s website are: Not professionally designed website, Old templates with a standard collection of FAQ (Frequently Asked Questions), Unorganized and Irrelevant website navigation, offering unrealistic daily return, Poor security website, Continuous failing website, No actual names and contact details and cheap scripts 

2. Way Back: Investigate how a website looked in the past 

Way back machine is one of the most important tools that are used to investigate how a website looked in the past. Some Scammers claim that they have been online for long time. Using Way Back Machine you can easily identify if the website has been online for long time. Way Back Machine has 50 billion web pages archived since 1996. To investigate if they have been online for long time, Visit 

Type in the web address of a site or page where you would like to start, and press enter. Then select from the archived dates available. The resulting pages point to other archived pages at as close a date as possible. You will be shown the search results for your particular website, categorized by year. Just see if the contents of the website at different times match. Also focus for contact details and see if they match. 

3. Make Research on Forums and Monitoring Sites 

Another tool for making a Due Diligence is Forums. Forums are a great place to exchange ideas with people who have the same interest with you. There fore, as a research tool, you have to visit known, popular, trusted and professional forums, like HYIP Discussion and Golden Talk and, read what people are saying about the particular program. Monitoring Sites are other Due Diligence tools where you can make your Investigation. But there are certain issues you should be aware of monitoring sites. 

a) Do not depend on a single monitoring site 
b) HYIP admins treat monitoring sites very well. Therefore, if you see paying status on monitoring site, it does not mean the HYIP is paying all investors. 
c) Read all rating given by the investors on the program you are making research. 

4. Check WHOIS information: Domain registration data of a company’s website 

Check the domain registration data of a company’s website. WHOIS information gives you full information about the company including telephone number. You can use either of these sites to find the WHOIS information: 

Type in the web address of a site or page where you would like to get information, and press enter. A complete list of contact details will be displayed on your screen. Some of the information you will see on the screen are: Domain Name, Expiration Date, Creation Date, Last Update Date, Registrant, Administrative Contact, Technical Contact, Registration Service Provider, Registrar of Record, Record last updated and Record expires, Record created and Domain servers in listed order 

Once you get the WHOIS Data You should investigate carefully the dates of domain registration and expiration. If the company claims that they have been working online for long time, but their website domain was registered only few months ago, it is just an indication of dishonest. At the same time, if the company’s offers a long term plan and the domain registration expires in the near future, the probability of company being a scammer is great. Finally, just give a call to the number specified in the WHOIS data and make sure that the contact details really belongs to the person listed in the WHOIS data. 

5. Request the company’s documents 

It is always recommended to request and investigate the company’s documents, before proceeding with an investment. You need to request and verify the following documents: 
• Valid Business Registration Certificate, 
• Financial Records, 
• List of banks with which the Company has a financial relationship. 

6. Confirm the validity of the Company’s documents 

At the final stage of your Due Diligence you should confirm the validity of the documents requested from the company. This is carried out by contacting the issuing institution. In conclusion, there is always a risk associated with High Yield Investment Programs. These risks are minimized by implementing proven and effective strategies. To find out more about investment strategies, Visit HYIP Strategies

Achieving success in online investment requires developing Habits and Attitudes that brings a mindset to fully exploit the benefits of HYIPs. This Mindset is the most decisive factor to turn Your Dreams into reality and accomplish incredible success in HYIP arena. 

Here are 11 Secrets HYIP Pros use to succeed in HYIPs: 

1. HYIP Pros are Committed to learn the Hard Staff


Most HYIP investors lose their hard earned money badly. Why? Because most of them lack knowledge and experience on how to deal in HYIPs arena. In other words they do not have knowledge on how to choose a particular HYIP for investment, how to manage their investment, what strategies and techniques to use, etc. They learn their lessons the hard way: they lose a lot of money first by investing how they shouldn't, and then they try to learn what they needed to know in the first place. HYIP pros are different. They learn first how to do all the hard things. They learn all about HYIP strategies and techniques. They set goals, make daily and weekly plans and measure their progress. They do not waste their time wondering around sites unless they have hard evidence that these sites will bring them success. 


2. HYIP Pros work a Plan


Successful HYIP Pros have simple working model: they replicate their success. They know what strategies to use; they consistently work with these techniques and strategies. And more important, HYIP pros follow a schedule. Organization, Tacking returns and daily HYIP management are a way of their daily activities in HYIPs arena. 


3. HYIP Pros Set Goals & Limits


Goal setting is a very powerful technique that can yield strong returns in all areas of your life. At its simplest level the process of setting goals and targets allows you to choose where you want to go in life. By knowing precisely what you want to achieve, you know what you have to concentrate on and improve. HYIP Pros set sharp, clearly defined goals so that they will be able to achieve more and improve their performance. By setting goals, and measuring their achievement, they are able to see what they have done and what they are capable of. The process of achieving goals and seeing their achievement gives them the confidence and self-belief that they will be able to achieve higher and more difficult goals. HYIP Pros have a clear sense of purpose and direction in every area of their investment in HYIPs. 


4. HYIP Pros take strong Measures to protect their Account Safe


HYIP Pros work hard to generate money at the same time they work hard to keep their money safe. They know how to deal online .HYIP Pros know that protecting accounts related to HYIPs activities are important. As a result they are always keen to take measures that protect their accounts safe. They Use anti-virus software, a firewall, and anti-spyware software to help keep their computer safe and secure. They always set up their operating system and Web browser software properly, and update them regularly. HYIP Pros Use strong passwords or strong authentication technology to help protect their personal information. They wisely Use e-mail against fraudulent “phishing” emails and attachments which are often used to trick people into giving up personal information 


5. HYIP Pros Make Research


HYIP pros obtain and analyze as much information as possible before making any investment decisions. They do not invest unless they have hard evidence that these sites will bring them profit. They verify the validity of a particular program’s real investment opportunities: They check the “WHOIS DATA” so that they will be able to get the detailed information about a particular business. In addition, HYIP Pros verify particular HYIPs trading history and qualification. They make the optimal research before investing their money. 


6. HYIP Pros Diversify their Portfolio


HYIP Pros know that High Yield Investment Programs always carries a calculated risk. They are always working hard to minimize excessive risk imposed by HYIPs. They know, Diversification is technique to manage their investment. They spread their portfolio over different programs. HYIP pros also know how to distribute their investment over each program. They spread their investment proportional to the credibility of each program. They do not over invest. They focus on overall plan of their investment. 


7. HYIP Pros Get Their Principal Back Quickly



One of the greatest problems in HYIPs arena is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take some mechanism to make your investment safe. One way of doing this is to properly use different compounding options. HYIP Pros Know how to Compound for a particular HYIP at different times. HYIP Pros get their original spend back as fast as possible, i.e. they set the compounding option to 0% until they return back their initial investment, then after, start compounding depending on the status of the HYIP. They usually withdraw 50% of their profit by setting the compounding option to 50% after they return back their initial investment. And they watch for red flag for a particular HYIP, if they come across these red flags, they keep on withdrawing by setting the compounding option to 0%. 


8. HYIP Pros are always watching for red Flags


HYIP Pros are always involved looking beyond the obvious, they act like a watchdog. They watch for important information about particular HYIP indications of potential problems or red flags, clues that a HYIP may be heading for trouble. They know what a healthy HYIP looks like, how Ponzi’s look like, how they behave and what tricks HYIP scammers use to cheat investors. 


9. HYIP Pros are ready to lose


HYIP Pros understand that high yield investment programs are risky. Therefore, they are always ready to accept any lose. But, they learn from their mistakes. 


10. HYIP Pros Work Consistently



To achieve their goals, HYIP Pros have self-discipline to work every day with all the energy they possess. They consistently work to get a consistent result. Secret of their success is discipline. 


11. HYIP Pros Never Quit


HYIP Pros never quit. They know that HYIPs always caries risk and they are constantly working to avoid these risks. When things go wrong, they don’t give up; they Keep on working hard and consistently and finally succeed. They know there is no magic bullet that will make them rich overnight without much effort. They are always patient to see the result.

Easy access is another advantage of online investment because it is the only resources that you required, would be a computer and an internet connection. Most online trading firms designated tabs for their online users and these are really user’s friendly. The money transaction methods are varied. You can choose an option in most convenient and easy way for you. 

Before beginning an online investment program, be sure to understand that most likely you are not linked directly to the market through your home computer and that the click of your mouse does not instantly execute trades or cancel orders. Determine if the stock quotes and account updates you receive are real-time or delayed. Checking the on-line brokers’ ability to get the best price for investors and most brokerage firms provide this information from the firm to substantiate any advertised claims concerning the ease and speed of online trading. 

Get the information from the firm about significant website outages, delays, and other interruptions that may affect your ability to execute trades and make sure that the firm has an alternative way or options to execute trades. Review the firm privacy and security policies and determine if your name will be used for mailing list or other promotional activities by the firm or any other party. Receiving clear information about sale commissions, transaction fees, and conditions that apply to any advertising discount on commissions will help you to feed your knowledge and you must know how to contact a customer service representative if any problems occur. Request a prompt attention and fair consideration and to be sure to keep good records to substantiate any problems that may occur. Contact your local securities division to verify the registration status and disciplinary history of the online brokerage firm, or file a complaint, if appropriate. 

Most of the online sites do not charge any fees for becoming members. Once you have been member, you will be able to use their services and starting investing. Many of the sires will also provide you with tips and advice as to how go about investing in different products. This will give you added an added advantage of investing online.

Strategies are needed in order to yield a consistent return on investment in any investment facility. In a High Yield Investment Program (HYIP), investors should constantly strategize to ensure a consistent rate of return despite HYIP being an easy form of investment. 

Here are four strategies that can be used: 

1. Research
Like in any investment venture, research is always the key before investing your money in any HYIP to check which programs offers the highest yield and which programs are the most stable. 

Research about HYIP can be easily done in Google. You can visit the sites of your target HYIPs to know the operations of the programs. 

You can also visit forums and to get more realistic reviews of the program plus you can ask questions to other fellow investors. Forums offer a rich avenue where you can find people who have the same forms of investment. Be sure to visit professional and trusted forums. Moreover, don't believe everything that other people say in the forum, as most of those people will post for the sake of advertising the links to their sites. 

Another source of information is monitoring sites. However, you should remember that monitoring sites get good treatment from HYIP admins for them to give good reviews about the HYIP. Therefore, you shouldn’t believe everything that you read in a monitoring site. It is best to look at multiple monitoring sites when choosing the right program. 

2. Diversification
Diversification means that you’ll be spreading your money in various programs to manage the risks involved since HYIP are known to have high risks. This is an effective strategy in HYIPs. Putting all your money in one program poses a high risk. 

3. Test the HYIP
Before making a big investment in a new HYIP, you should go first for a series of test spends to ensure that the programs really pay out. As we are already aware, HYIPs are risky so consider testing the waters before plunging completely. If the test spends proved to be successful and continue. Note there are some experiences from HYIPs wherein the program pays for small investments but do not pay the moment to make a big investment. 

4. Original Spend Back and Withdrawals
As the HYIPs are unpredictable and you never when they will collapse or cease their operations, it is wise to get your original spend immediately and make withdraw your money regularly. Do not leave all your money in the program. The recommended portion for withdrawal should be 50% of the profit. The other 50% should be invested again.

Do you get in intimated when you hear people talking about their investments? Do you feel that it's too risky to put your hard earned money into an investment?�

It is a normal reaction to feel intimated or to think about investment especially nowadays when we are experiencing the financial crunch. Who would want to put their�hard earned money to waste? Investment is a word that we often hear people talk about.�

Most people are kept from making an investment due to either misinformation, or information overload. There are many investment options out there. Some are high risk�but high paying as well, but some have low risk but also offer a low payout. Some will allow participation of small players but some are strictly for the big�investors. Investing should not be as daunting as many people think. This is not an arena that is strictly for those who are in the financial services, but for�everyone who is interested and has the means to invest.�

The Basics of Investment�

Here are some basic things that anyone who is interested in investing should know:�

1. The Funds�

You should ask yourself where you will be getting the money to finance your investment. The money that you will put in the investment do not need to be too big. There�are investments that are as low as $10. You may even be able to find investments that accept lower than $10. Supposing that you were not able to raise the $10 initial�investment, you can still look for investments that offer installment plans that you can payoff monthly.�If you are working, you may get the funding from the salary that you earn from your work such as your bonus, or from the money gained from your income tax refund.�

2. The Goals�

Before plunging into an investment, you should identify your goals. Ask yourself whether you are looking for a long-term investment or a short-term one. The length of�time that you allot for the investment will greatly impact the type of investment that you will get into. For instance, if you are looking for short-term investments,�it may not be advisable to engage in stock or mutual funds because most of these investments require you to invest for five years or more.�

3. Risk Tolerance�

Ask yourself how much risk can you tolerate or sustain. If you are somebody who is not comfortable with risks and with losing some of your money, do not go for�investments in the volatile markets where there are constant losses and gains.�

4. Where to out your investment�

This is the most basic question that you should be able to answer after looking at the amount of your funds, you goals and the risk that you can take. A usual advice�given by experts in the field is to spread your money on different investments. By having different investments, you are lowering the risk of losing all your money and�increasing the rate of return.�

5. Do your research�

Investing doesn�t just mean putting in your money. Once you have decided where to invest, do a thorough research on that investment facility to see if it is stable,�and then check the integrity of that system.